Deep Creek
School of
Real Estate
School Policies...

History and Mission Statement

 Deep Creek School of Real Estate is a subchapter “S” corporation chartered in Maryland. The President and Director is Patrick Kane.


  The mission of the School is to teach prospective real estate agents the theory and principles of real estate and prepare them for entry positions as real estate agents.  The program consists of 60 clock hours of instruction in Real Estate Principles and Practices for Salespersons.  Graduates of the program will be eligible to take the Maryland Real Estate Licensing Examination for Salespersons. *Note, criminal convictions may affect the student’s ability to be licensed.  


Patrick Kane, Director and Instructor


Patrick Kane, Instructor 

  All of our instructors at the Deep Creek School of Real Estate shall have completed a minimum of 3 years of practical Real Estate experience and have met or exceeded all continuing education as required by the Maryland Real Estate Commission.    All classes will be held at the McHenry location.   School Calendar   A schedule of classes is enclosed with this catalog.  The school’s classes will be cancelled due to inclement weather if the Garrett County school system is closed.  Classes cancelled due to weather will be rescheduled by the instructor or School Director.  The School will observe the following holidays:  New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving and Christmas Day.   Enrollment & Entrance Requirements  All applicants must be at least 18 years of age, have graduated from high school or received a G.E.D.  Students must provide evidence of high school completion or equivalency prior to beginning classes.  Potential students who do not possess a high school diploma or G.E.D. are not able to enroll in the Deep Creek School of Real Estate.  Students may enroll Monday through Friday between 9:00 a.m. and 5:00 p.m. and will be accepted into the next available 60-clock hour class.  Entry into a currently running class, at the beginning of the next module, is at the option of the Director and Instructor.  Deep Creek School of Real Estate does not recognize a student’s attendance at a previous real estate School and consequently no credit is granted as a supplement to or substitute for our 60-hour clock hour program. 

 Course and Classroom Description      

  This course has been approved by the Maryland Higher Education Commission and the Maryland Real Estate Commission, satisfying the minimum education requirements for eligibility to sit for the Maryland Real Estate Salesperson Examination.  Students can expect to spend an average of six hours per week completing homework in addition to the classroom hours.  The objectives of the course are to familiarize the student with the basic principles involved in the sale, purchase, ownership and transfer of real property interest and to satisfy the basic educational requirements of the Maryland Real Estate Commission for a license to sell real estate.  A typical breakdown of the subject matter of the licensing class and the hours spent on each topic is at the end of this section.  Ninety percent of the course will be presented as lecture and classroom discussion with quizzes and tests making up the remainder of class time.  Adequate time will be allowed for questions.  The classroom contains 550 s.f. of space. The Student:Instructor ratio will not exceed 20:1. The maximum number of students in a given class will not exceed the limit set by the Maryland Higher Education Commission for that particular classroom.  The classroom will be equipped with whiteboard, flipchart and overhead projector.  

Attendance Requirements  
Attend 60 hours of training to graduate. Maintain an 80% attendance rate; and Miss no more that a total of 12 hours of instruction (all missed hours of instruction must be made up) 

 Academic Requirements 
 Achieve a 75% on the mid-term and on the final exam.

 Make-up Work   

Students may make up missed classes with the permission of the Director and on a space available basis by attending the same class offered in a different schedule or in the next available class in which it is offered.  All missed classes must be made up within three months of the student’s original date of completion.  Students must retake any failed quizzes or exams within two weeks.  The quiz/exam retake will be scheduled by the Instructor and/or Director.  A student make retake a quiz/exam a maximum of two times.  Any student who fails a quiz/exam after two attempts will be terminated.   Cost of the Program 

 The total cost of the program is as follows:   
Tuition $99. + Registration  $15 +  Maryland Text/Materials   $85.  estimated
                                                    *  All prices are subject to change without notification.


 The registration fee is due with the application.  The balance is due by the first class and must be paid by certified funds (cashier’s check or money order).  Cash, personal checks or credit cards will not be accepted for payment the first day of class.  The student must purchase the text, Modern Real Estate Practice, 16th Edition, Galaty, Allaway & Kyle, Real Estate Education Company, Chicago, IL., and the Maryland Supplemental Text.  Students have the right to purchase their texts from any source as long as they are the exact publication and edition.  Texts purchased through the School will be distributed to the student at the first class.  All graduates of the School are afforded the opportunity to repeat any or all of the program at no additional cost for up to three months, on a space available basis and with permission of the Director.  Students who do not successful pass the state exam are encouraged to take advantage of the refresher training.   Refund Policy   All money paid by a student will be fully refunded if the student chooses not to enroll in or to withdraw from the School within seven calendar days after having signed an enrollment agreement.   If the student chooses not to enroll after the seven-day cancellation period, but before the first day of instruction, the registration fee will be retained by the School.   If after the seven-day cancellation period a student withdraws after instruction begins, refunds will be made according to the following schedule:  

Proportion of Total Program Taught                                    Proportion of Total Program Taught 
By Date of Withdrawal                          Tuition Refund 

Less Than 10%                                       90%                           30 to 39%                                                40%  

10 to 19%                                              80%                           40 to 50%                                                20%  

20 to 29%                                                          60%                              More Than 50%                                         No Refund

In the event of the school closing or cancelling any program for which the student has paid, the entire amount collected including any registration fee will be refunded to the student.
                 Module                                        Description                                                                       Hours  

                     1                         Principles of Real Estate                                                                                      

                                                Landlord-Tenant Relationships                                                                        3

                                                Real Estate Contracts                                                                                               

                     2                         Rules of Agency & Listings                                                                                     

                                                Transfer of Title to Real Property                                                                      

                                                Title Insurance & Settlements                                                                              

                     3                         Fundamentals of Appraising                                                                                  

                                                Real Estate Finance                                                                                                           

                                                Maryland Real Estate Law                                                                                             


                     4                         Regulations of the Real Estate Commission                                                                

                                                Details of the Code of Ethics                                                                                                

                                                Laws & Practices Covering Human Rights & Community Relations                   

                     5                         Basic Math Pertaining to the Real Estate Industry                                                   4 


                     6                         Property Condition Disclosure                                                                                          6 

Program Performance  
Prospective students may obtain information regarding the performance of the Deep Creek School of Real Estate by contacting the Maryland Higher Education Commission.  Their name, address and phone number can be found at the end of this catalog.  The Maryland Real Estate Commission requires a minimum of 60 instructional hours to be eligible for the real estate exam.  Therefore, students must make every effort to attend every class.  Should circumstances warrant, a student may miss up to a maximum of 12 hours of class.  All hours missed must be made up within three months after the scheduled completion date of the class in which the student was originally enrolled.  Students may make up the missed class hours in the next available class, subject to space and prior approval by the School.  Any student not completing the entire 60 hour program will not be eligible to graduate and will not be eligible to take the state licensing exam.  Any student missing more than twelve total hours of class, or three consecutive classes, will be terminated.  A student may re-enter the program in the next available class and will be granted advanced standing for the portion of the program, which the student had successfully completed, provided the student re-enters within three months.  

In addition, students must make every effort to be on time to all classes.  In order to maintain a completion standard of 60 hours, students must be in attendance during the entire session.  Instructors will require students to make up lost time due to tardiness or leaving the class early. 

 Leave of Absence    


 A student may be granted a one-time leave of absence for a maximum of 60 days for extreme situations that would prevent the student from completing the course on time.  The student must request a leave of absence in advance and in writing.  If the student does not return as scheduled, the student will be terminated.  All terminations will be made in writing and sent to the address on the student’s permanent record.   

Grading System  

Students will be evaluated on a mid-term and a final examination and graded according to a pass/fail system in which 75% correct is passing.  Students, however, should keep in mind that the state-licensing exam is difficult and a class grade of 80% or higher is encouraged.  Students must pass the final exam with the score of 75% or above.  Students will be tested periodically throughout the course.  Scores will be maintained on the Student’s Permanent Record and made available to the student ton a regular basis and upon request.  

Standards of Satisfactory Progress   

Student’s attendance and academic performance will be evaluated at the end of each module or at the midterm.  Students who fail to meet the minimum attendance and/or academic standards identified below will be placed on probation for one module.  During this probationary period, the student is to maintain perfect attendance at scheduled classes and retest for failed tests.  At the end of the probationary period, if the student fails to improve and meet the minimum academic and/or attendance standards, the student will be terminated from the program.  All missed classes will be made up during the next class session.  A student who is academically dismissed twice may not return.  All refunds will be paid within 60 days of the student’s last date of attendance, or from notification to the School of withdrawal. 

 In case of an official leave of absence, if a student fails to return to training by the end of the leave of absence, a refund due a student shall be based on the date of withdrawal or termination and paid within 60 days of the scheduled last day of the leave of absence.  Books purchased are the property of the student and are not refundable.     


 Student Conduct Policy   Students shall be subject to all of the rights and obligations established in this catalog.  Students are required to act in a manner that will reflect credit on themselves, the School and the profession.  Students will be expected to have the highest possible ethical standards and conduct themselves accordingly.  The School has the right to dismiss any student who fails to adhere to and observe School regulations; is involved in illegal or unethical practices; or cannot meet the standards of the School’s approved academic and attendance requirements. 

 Student Services     

Deep Creek School of Real Estate offers placement assistance to graduates.  However, the School does not guarantee that students will find employment as real estate agents.  Please contact the School if placement assistance is desired.   

Student Grievance Procedure  

Students who have a grievance with the Deep Creek School of Real Estate are encouraged to discuss the concerns with the instructor.  If the student does not find a satisfactory resolution of their concern at that level, they may discuss their grievance with the Director.  If appeals through all channels within the School fail to achieve a satisfactory result, the student may appeal by submitting a written complaint to:  Maryland Higher Education Commission, 839 Bestgate Road, Suite 400, Annapolis, MD 21401, 410-260-4500  














 Deep Creek School Of Real Estate


Deep Creek School of Real Estate
24439 Garrett Highway, Suite 103, McHenry, MD  21541
(301) 387-8181

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